Having a law degree should not be the norm for selecting a life and health insurance plan. Plans must be easy to understand and a company must be easy to work with or it’s you the consumer who suffers. Most people don’t speak “legalese.”
Some insurance plans have so many clauses and so much complex terminology that you aren’t sure what you just signed up for. Even careful people who read the fine print, need to understand the real world meaning of the document they just signed. You don’t want to start haggling with your insurance company after you have a claim only to find a hidden clause that excludes you from benefits. Trying to make a claim should not cause a panic attack, worrying if you are paying for an insurance policy rife with loop holes.
Mega Health and Life Insurance of Ohio provides a simple explanation of their products. However, the plans are far from basic and have some great aspects that actually give you confidence in an insurance provider. A few of the features for Mega Health and Life Insurance Company of Ohio include:
> The company welcomes small businesses and the self-employed so you aren’t stuck in a corporate job just to receive top quality benefits.
> You create the plan that works for you. This means that you don’t have to take a financial hit for features you don’t want.
> You get coverage for both home and work – ALL day, EVERY day.
> Taking an international trip? You’re covered for the first 30 days.
> If you move to another state, no worries as your plan transfers easier than the moving van.
Mega Health and Life Insurance Company of Ohio has a couple of other features that are very appealing when looking for a solid insurance plan.
> You can select a co-pay
> You can select dental, vision or even critical care coverage
And, one of the most interesting offers from Mega Health and Life Insurance Company of Ohio is there Return of Premium offer. Amazingly, this pays you back for your premiums, minus any claims, when you turn 65. It’s like a retirement bonus.
All of these benefits aren’t worth much if you can’t afford the insurance, but Mega Health and Life Insurance Company is affordable.
Unlike many so-called affordable health insurance plans that have extensive limitations, like being forced to use doctors in the “company” network, Mega Health and Life Insurance Company of Ohio lets you decide the doctor that treats you. Doctors should be chosen for their skills and not whether or not they opted into a network. When using a company-doctor, you always wonder where their loyalties lie. The only way you can feel secure knowing that your doctor is looking out for your best interests is if you get to choose your own doctor based on your criteria, not the insurance companies.